I created business cards of my free budget to pass out to people. On the card, it states:

Daniel Dybowski
Financial Officer
How to Budget in Excel… for free.



I wanted to give it to everyone I can who I am able to identify as hurting financially. This is very handy to give to people where people come up to you begging for money. I teach people that all they have to do is get a job and live within their means. The free budgeting advice I give to them can make them rich, but they actually have to do all the work themselves to obtain wealth and prosperity. I envision a world where everyone learns this method, and pays it forward, to help people and never tear them down.