As I try to live within my means by using a budget that maps out anticipated expenses, it is difficult to implement sometimes. The more money we appear to be saving means the more money we can spend. Indeed, if it is in the bank account, obviously it is available! Wrong. It has a destination. The biggest problem in marriage is finances. But, if finances can be corrected, then disasters can be avoided and a family can prosper. Take a look at who has been able demonstrate an ability to pay down debt, increase credit rating, afford a new home or truck, and live within their means… and that is the person who is the one to emulate.