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So if you are, or you know someone, who is nearing retirement, please develop a “living trust”. This saves much hassle after a friend or loved one passes. Avoid the needless heartache and insure that a trustee is designated to handle the proper allocation of inheritance, and not some fly-by-night individual who would rather line their pockets with trust money before unsuspecting family members find out how much they are getting in the will. Set up a “living trust” while all of your mental faculties are still in tact. Let’s be honest, they slip in our later stages of life. So plan ahead now!