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It is not easy to convince anyone of the confidence you may have in your budget, let alone get them to do it. I am lucky if I can get her to save her receipts for me. If she tells you to pay for something just so you can collect points on your AmEx, what she really means is for you to buy it, with no contribution. You have to let free spirits be free spirits, but always anticipate their spending behaviors in your budget!

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