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The toughest thing when you are on a budget is to notice how your account will be impacted several months in advance, and how you should curb your current spending behaviors in order to avert drastic overspending (negative territory) in the future.
The way you do this, and luckily you do, is to map out your budget several months in advance. If you project it out several months, you can see how your current spending behavior can determine what you have in the future. You can then have plenty of time, before transactions take place, to modify your behavior pattern. TRUST YOUR BIE!

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