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When people are losing their secure information at Target stores or at gas pumps because of nefarious people stealing it using reading devices, no one knows where to turn. When someone attempts to use a card with pin data, they must show a form of I’D. Groups like Lifelock want you to give them all of your secure information from social security info to account info just so you could argue that you are who you say you are. I personally wonder if Lifelock is behind many of these hacking cases because you just have to follow the money and there you will find the incentive and motivation. You just simply need to keep all of your password information in an encrypted WORD document, and constantly change them to stay one step ahead of motivated hackers. All you need to do then is copy (using ctrl+c) and paste (using ctrl+v) with everyone you do business with online.