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My new E-Book is available for purchase at Kindle Direct Publishing:


In this book I show you step by step how to implement a budget into practice. This tool (Microsoft Excel) is widely available, and I show you exactly the steps necessary for you to easily learn some basic functions to set up a budget so you can get out of debt, or avoid future debt. Please read it and review it!

You can also watch a supplementary Youtube video on exactly how to do this:


thank you,

Daniel Dybowski